7 You may be charged for web access and text messages by your mobile carrier. We may charge a fee each time an item is submitted or re-submitted for payment; you may be assessed more than one fee as a result of a returned item and resubmission(s) of the returned item. Enable Javascript in your browser for a better experience. A foreign transaction fee, sometimes referred to as an FX fee, is a surcharge on your bill that appears when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD). For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. The credit union says the card’s lowest rate is based on credit scores of 760. UW Credit Union retains the right to adjust any fees. Pentagon Federal Credit Union Premium Travel Rewards American Express. Refer to the Mastercard Guide to Benefits for more information.. 2 Foreign Transaction Fees will apply at Allpoint ® ATMs located outside of the United States.. 3 Pay only for purchases that you have authorized on your Mastercard card. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. UW Credit Union Dear Member: Thank you for choosing UW Credit Union as your financial partner. If you see a CR on your tuition statement (e.g. Download our mobile app Pay online by viewing your statement or see the other options below.. We continue that mission today, and our organization has one objective—to deliver exceptional value to our The rest of the charged foreign transaction fees will go to the card issuer. Annual Fee: $0 APR: 9.49% to 17.99% Transfer balances at a low 0.00 to 1.99 intro APR with 2% fee*. UW Credit Union does not impose any additional fees. 1 Certain terms, conditions and exclusions apply. View fee schedules and disclosures associated with personal, small business, and organization accounts, services and financial products available at UW Credit Union. 2 Minimum balances: Money Market - $2,500; IRAs or College Fund - $500. Shared branching is a service that lets credit union members use branches of other credit unions to conduct business. You could continue to use your bank account and credit cards from home, but conversion rates and foreign transaction fees could cost you a lot. A local account will allow you to pay bills, make purchases, and withdraw cash from ATMs. $3 per transaction after 5 free transactions per month: Non-sufficient funds: $25 each time an item is presented: Overdraft for ACH and Checks: $25 each time an item is presented: Overdraft transfer from another account: $2 per transfer: Overdraft protection line of credit: No transfer fee Stop payment: $25 per item: Returned deposit/payment: $5 per item Debit card ATM transactions and purchases: Free, unlimited 3; ATM-only Cards: More than 2 withdrawals at non-UW Credit Union … All rights reserved. 3 Valid for Rewards Checking and active savings (last 12 months) accounts only. Unlimited Rewards, Fee Free & Rock Bottom Rates. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Please see below for additional information. The Foreign Transaction Fee: an Overview. You get lower rates and fewer fees on things like auto loans, mortgages, and credit cards; but we also offer a Member Referral Program that gives you $25 for every friend or family member you refer*. Monthly fee: none with Direct or Mobile Deposit, Monthly fee: $5 with Direct or Mobile Deposit, Long-term Assets: Money Markets, Certificates, IRAs, College Fund, Reserve Line of Credit and Personal Loans, Overdraft transfer from any account or line of credit ($100 increments at the end of the day): $5 each, NSF returns and paid overdrafts (Basic Reserve fee) for checks and ACH items (1 fee per account, per business day): $30 each, Checks deposited or cashed, returned unpaid (Deposited item rev fee): $10 each, Stop payment (check or ACH items) (Stop & Misc charge): $29 each, ACH withdrawals: 30 free per month, $0.50 thereafter, Personalized printed checks (one free UW Credit Union branded wallet box/year for Premium Checking): Varies, No overdraft service or Basic Reserve available, No ATM deposits to Launch or Encore accounts, No web branch outgoing external money transfers from Launch or Encore accounts, No monthly fee with 2 Qualifying Services or minimum balance of $1,000, or on accounts held by primary owners under age 18; otherwise $5, Stop payment on ACH withdrawals (Stop & misc charge): $29 each, NSF returns and paid overdrafts (ACH) (1 fee per account, per business day): $30 each, Debit card ATM transactions and purchases: Free, unlimited, Overdraft fee (recurring debits, Rewards Checking only) (1 fee per account, per day): $30 each, More than 2 withdrawals at non-UW Credit Union ATMs: $2 each, UW Credit Union cash and POS purchases: Free, unlimited, For more than one lost card per year (Replacement Debit Fee): $5 each, NSF returns and paid overdrafts (check or ACH) (1 fee per account, per business day): $30 each, Investor’s Indexed monthly service charge when balance falls below $10,000 (Service Fee): $15, Cashier’s check over $1,000 or with Premium Checking is free; otherwise $4 each, International check exchange fees: Varies, Money orders with Premium Checking (up to $1,000) is free; otherwise $2 each, Non-Member Check Cashing Fee: $5 per check, Returned paper statement (invalid address): $10, Safe deposit boxes and their contents are not insured by NCUA, UW Credit Union or any agency, Drill and rekey deposit box (min $150): Varies, Web Branch Money Link & incoming external transfers: Free, Web Branch outgoing external transfers: $2, Web Branch outgoing Express external transfers: $10. 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